Meet our team

Co-Founder & Chief Executive Officer

Simon Penhaligon

Simon is truly passionate about solving business problems. With 20 years engineering experience, Simon’s skills are forged in combining science and technology to find the best solutions to busine...

Simon is truly passionate about solving business problems. With 20 years engineering experience, Simon’s skills are forged in combining science and technology to find the best solutions to business needs. Further enhanced by 6 years in asset finance, with the launch of a car finance brokerage in 2017. While successfully growing the asset finance brokerage, Simon became increasingly underwhelmed by the lack of great finance technology solutions for both dealers and brokers. Whether it be capturing high quality verified and validated leads for dealers or helping brokers to write more deals, safely, accurately, and with a lower cost to serve. The increasingly apparent vacuum of great brandsafe business-centric tech solutions lead to the birth of youX – Finance Technology & Fulfilment. Fast forward to 2023 and youX’s industry-first proprietary products are increasingly adopted and trusted by OEM manufacturers, dealers, brokers, lenders and customers to collectively process $7.4 billion in finance opportunities annually.

Co-Founder & Chief Product Officer

Grant Clayton

With over 11 years of diverse experience in IT system design, project management, start-ups, business ownership, and finance broking, Grant is a seasoned professional with a passion for driving eff...

With over 11 years of diverse experience in IT system design, project management, start-ups, business ownership, and finance broking, Grant is a seasoned professional with a passion for driving efficiency through automation. His expertise in operations management and sales management has shaped his visionary approach to software design, ensuring that youX products empower businesses across industries with streamlined processes and cutting-edge technology.

Grant’s track record includes successfully designing and project managing custom CRM implementations for two ASX listed businesses and a large government department. Grant played a pivotal role in growing an asset finance brokerage alongside his partner, Simon. He also led the design and management of custom CRM implementations for renowned organizations such as SEEK, Laureate University, and TAFE NSW. Recognizing the immense potential for efficiency and self-service technology in the asset finance industry, Grant’s mission is to make these advancements accessible to all, ensuring the industry’s growth and meeting the evolving expectations of customers. His catchphrase, “”Efficiency through automation,”” encapsulates his commitment to delivering innovative solutions that enhance productivity and customer experience.

Chief Data & Analytics Officer

Chris Rhee

Chris is a highly experienced insights professional with a proven track record in delivering enterprise-grade data products, advanced data models, and actionable analytical insights that drive stra...

Chris is a highly experienced insights professional with a proven track record in delivering enterprise-grade data products, advanced data models, and actionable analytical insights that drive strategic decision-making.

Chris excels in leveraging cutting-edge technologies while maintaining rigorous governance standards, ensuring data solutions are both innovative and reliable. His ability to seamlessly integrate modern tools with robust frameworks enables organisations to harness the full potential of their data while maintaining compliance and operational excellence.

Business Development Manager - QLD

Adam Williams

Meet Adam, youX’s Queensland Business Development Manager. With over 15 years of experience in the automotive and finance sectors, Adam brings extensive expertise and a proven track record in dri...

Meet Adam, youX’s Queensland Business Development Manager. With over 15 years of experience in the automotive and finance sectors, Adam brings extensive expertise and a proven track record in driving growth and fostering strong partnerships.

Throughout his career, Adam has held key roles at Allianz, Motorama, Westpac, ANZ Esanda, and MoneyPlace, where he honed his skills in business development, strategic partnerships, and customer-centric solutions. His innovative mindset and deep industry knowledge make him an integral part of the youX team.

Adam focuses on building lasting relationships and uncovering new opportunities across Queensland.

Brand Manager

Stacey Rogers

Stacey’s professional journey through equestrian-focused roles has honed her adaptability, creativity, and passion.

Now serving as youX’s Brand Manager, Stacey brings expertise in UX/UI ...

Stacey’s professional journey through equestrian-focused roles has honed her adaptability, creativity, and passion.

Now serving as youX’s Brand Manager, Stacey brings expertise in UX/UI design, strategic leadership, and brand innovation. She began her career with equestrian ventures like Equiauction, where she showcased her creativity and adaptability. As a former Executive Assistant, she developed strong business acumen, which she now leverages to craft impactful, customer-focused brand strategies for youX.

Chief Success Officer

Alem Cokljat

Alem is a seasoned professional with a remarkable 17-year career in consumer and commercial asset finance. As the Chief Success Officer at youX, Alem’s expertise in this field has proven inst...

Alem is a seasoned professional with a remarkable 17-year career in consumer and commercial asset finance. As the Chief Success Officer at youX, Alem’s expertise in this field has proven instrumental in driving the company’s growth and ensuring client satisfaction.

Throughout his career, Alem has showcased his extensive knowledge of commercial and consumer asset finance, acquired through his tenure at renowned international banks and lenders. His ability to navigate complex financial landscapes and provide strategic insights has earned him a reputation as a trusted advisor in the industry. Notably, Alem’s exceptional fiscal acumen was recognized when he was appointed as a consultant for fiscal matters in the economics transition unit, overseeing the distribution of a staggering $4 billion in public revenues at both the entity and state levels. Additionally, Alem’s visionary leadership led to the establishment of youXLodge’s process and operations structure, laying the foundation for the company’s continued success.

Chief Information Officer

Reid Morrison

Reid Morrison is a seasoned software engineer and team lead with a proven track record of driving digital transformation and delivering successful software development projects. With 10 years of ex...

Reid Morrison is a seasoned software engineer and team lead with a proven track record of driving digital transformation and delivering successful software development projects. With 10 years of experience, Reid has a strong background in SDLC, technical analysis, design, development, and deployment across various domains.

Reid has a keen understanding of the current digital landscape and the importance of leveraging technology to transform businesses. His expertise lies in identifying opportunities for digital transformation and implementing strategies to modernise and optimise processes. By leveraging emerging technologies, Reid has helped organisations streamline operations, enhance customer experiences, and drive growth.

Chief Operating Officer

Andrew Moulds

Andrew lives and breathes finance penetration for the dealership. With 32 years experience in the finance and dealership space, including 11 years as State Manager for Ford Motor Credit Company and...

Andrew lives and breathes finance penetration for the dealership. With 32 years experience in the finance and dealership space, including 11 years as State Manager for Ford Motor Credit Company and 9 years as Group Financial Services Manager at Alto Group. In addition to positions as Head of Asset Finance for Lend and now Chief Operating Officer at youX Finance Technology.

Andrew has significant achievements, such as, development of commercial asset product matching engines, establishing and responsible manager for multiple credit licences and driving exceptional growth within the dealer and broker channels. Possessing a keen and insightful commercial mindset for the industry, Andrew is passionate about helping dealerships unlock their finance potential to sell more cars, more quickly, with a lower cost to serve. All supported by youX’s Finance Technology & Fulfilment capabilities.

Full Stack Developer

Clare Yilling

Full Stack Developer

Akhil Vijayan

Development Team Lead

Nathan O'Donnell

Full Stack Developer

Patrick Minda

Full Stack Developer

Raken Shahi

Quality Assurance Engineer

Saroja Gandhavarpu

Support Team Lead

Ruwaid Shahib

With over five years of IT experience, Ruwaid leads technical support at youX, ensuring smooth operations and providing top-notch client support. He has a strong foundation in IT infrastructure and...

With over five years of IT experience, Ruwaid leads technical support at youX, ensuring smooth operations and providing top-notch client support. He has a strong foundation in IT infrastructure and hardware support, having previously worked as a Technical Consultant at Katana IT and an IT Consultant at a SaaS business. His earlier experience as a Computer Engineer at QSL Asia Pacific further bolstered his expertise. Ruwaid thrives in dynamic environments and is dedicated to delivering effective solutions.

Support Team Member

Robert Morandarte

Robert is an experienced IT professional specialising in hardware support and troubleshooting. Currently a part of the Technical Support team at youX, he plays a vital role in delivering reliable a...

Robert is an experienced IT professional specialising in hardware support and troubleshooting. Currently a part of the Technical Support team at youX, he plays a vital role in delivering reliable and efficient solutions to ensure smooth IT operations. Robert’s strong technical expertise and problem-solving skills make him an essential asset to the team.

Matching Engine Product Owner

Zsofia Nichols

Seasoned banking professional with a wealth of expertise across Credit, KYC, and Enhanced Due Diligence (EDD). With a proven track record in the Mortgages Team and extensive experience handling com...

Seasoned banking professional with a wealth of expertise across Credit, KYC, and Enhanced Due Diligence (EDD). With a proven track record in the Mortgages Team and extensive experience handling complex casework in the CDD/EDD sectors, Zsofia brings a dynamic and versatile skill set to every challenge.

Executive Chairman

Toby Simmons

TBC

Co-Founder & CEO

Simon Penhaligon

TBC

Chief Operating Officer

Andrew Moulds

TBC

Submit your CV for future opportunities

Join the YOUx team