Andrew Moulds is the Chief Commercial Officer at youX, bringing over 30 years of experience in automotive lending, dealer finance, and financial technology. With leadership roles at Ford Motor Credit Company and Alto Group, Andrew has deep expertise across OEM, lender, and dealer environments. He has led the development of innovative asset product matching engines and driven growth across dealer and broker channels. Known as a finance guru in the industry, Andrew is passionate about transforming the traditional asset finance model by embracing cutting-edge technology and ensuring every solution meets the evolving needs of the automotive and finance landscape.